Supplemental health plans
Extra help when a hospital stay hits your budget.
Supplemental plans, such as hospital indemnity, can pay cash benefits to help with costs your health plan may not cover.
What is hospital indemnity?
A hospital indemnity plan pays a set cash amount when you are admitted to the hospital, often per day or per stay, depending on the plan. The benefit is paid to you, and you decide how to use it.
How people use the cash
- Deductibles and copays from a hospital stay
- Rent, groceries and household bills while you recover
- Rides to follow-up visits, or help at home
Important to know
Supplemental health plans are not major medical coverage and do not replace it. They are meant to work alongside the health coverage you already have. Benefit amounts, waiting periods and limits vary by plan.
Supplemental health plans are not a replacement for major medical coverage. Benefits, limits, exclusions and availability vary by plan and are subject to the terms of the policy.